Don't leave everything to chance; keep yourself protected with an insurance
You’ve taken a big risk by starting your own business. Let us help you protect and grow that business with insurance customized to help meet your needs. We at Hecht-Stout Insurance Agency will assess your business and provide cost-effective solutions that keeps your business protected.
Most businesses will need a business owner’s policy (BOP). A BOP combines business property, business liability and business income insurance in one policy.
As a businessowner, you need insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal travel.
Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses.
General liability insurance protects you and your business from “general” claims involving bodily injuries and property damage.
To run your business, you need guarantees for contracts and other financial obligations. A surety bond is a promise to be liable for the debt, default, or failure of another.
The place you do business says a lot about your success. Maybe your wholesale company acquired a second warehouse.
Most business insurance policies don’t cover losses resulting from floods, and if you’re located in a low-risk flood area, you might be tempted to bypass this important coverage.
Serving alcohol at a special event or owning a business that serves alcohol always involves an element of risk.