Equipment Breakdown Coverage
Manufacturers rely on equipment to power their processes. But equipment can be susceptible to electrical issues such as surges, arcing, and short circuits.
Manufacturers insurance makes sure your equipment is protected from all these above concerns and your business doesn’t face any halt because of the same.
Worker’s Compensation Coverage
While carrying a heavy equipment, your employee injures himself. He needs medical care and cannot work until he recovers.
Workers’ compensation would pay for his medical bills and a portion of lost income while he recovers and is unable to work.
Pastoral Professional Liability Coverage
A couple claims your failure to provide spiritual guidance led to their divorce
Pastoral professional liability insurance covers this by paying for your legal defense, including lawyer’s fees, court costs, and court-ordered awards or settlements.
Commercial Property Coverage
When the candles in your church starts a fire and spreads throughout the church damaging furniture and other appliances.
Your commercial property insurance would help you cover the costs of repairs and damages to your church property.
Lost Passport Coverage
While on vacation in Europe, you lose the tote bag that has everyone’s passports.
Fire Coverage
You act quickly and prevent a grease fire from getting out of control, but smoke damages the counters and cabinets in your kitchen.
Property coverage in your policy can help if your house is damaged by fire and/or smoke.